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HOUSEHOLD FINANCING
These are household products the cooperative acquired or on demand to meet the needs of her members, cooperative adopt mudarabah concept by adding profit mark-up while the payment maybe instant or instalment of an agreed months maximum of 12 months or above . Products such as: Tv, Home theatre, Freezer, Fridge, Washing machine, Furniture etc
ZERO-INTEREST LOAN
The cooperative grant loan of additional 100 percent or less of the members savings of zero interest base on sharia complaint and payback of maximum of 18 months but a member to be eligible must be 12 months old with the cooperative.
INVESTMENTS/SHARE
The cooperative society encourages her members to subscribe to by contributing some amount of money for the the period in which an investment last profit and loss shared within an agreed terms. Eg Real estate etc
BUSINESS PARTNERSHIP
The cooperative can go into partnership with an entrepreneur provided the business is halal and such arrangements could be of murabah, mudarabah, Musyarakah and wakaf etc.
COMMODITY FINANCING
These are consumable products that are always available at the cooperative store for sale to members and non members . Outright payment or deductions are adopted. These products include: Rice, beans , flour, palm oil, soya oil, groundnuts oil, beverages, toiletries etc.